Alright, the elephant in the room here is this 18% return guarantee that daGama and 8lends are making. My first impression? Equal parts skepticism and curiosity. We’ve all been there, witnessing the DeFi graveyard chock-full of projects that had a nice sales pitch, but produced nothing but vapor. 3 reasons...
Even Aave—one of the most decentralized and most adored DeFi protocols—is allowing users to collateralize with USDT. Sounds great, right? More liquidity, more access, potentially higher yields. But before you dive headfirst into this USDT pool party, let’s pump the brakes. Aave is maybe not pulling a fast one, but...
DeFi. It’s a buzzword, it’s a revolution, and for many, it’s a scary black box. And right at the center of it all is Aave, with its lending/borrowing code. And now, it's doubling down on USDT. Could this be their first step towards real financial inclusion? Or replacing sinking ships...
Is DeFi on Sui truly leveling the playing field, or simply building a new one? Truthfully, I’ve been thinking about that question for many years now. In fact, it would be very difficult to ignore the Total Value Locked (TVL) increasing exponentially from $25 million to more than $2.1 billion....
Okay, let's talk about Sui. Now everyone’s talking about the DeFi boom. It’s still very notable to see how quickly it has climbed in TVL to over $2 billion, recently overtaking Avalanche and Polygon! Hold on a second, we want to say. I’m not saying it’s all smoke and mirrors,...
DeFi. It pledged a decentralization, a monetary order freed from the custodians of finance that were Wall Street. Decentralized, transparent, accessible — these buzzwords seduced us all, enticing us with the snake oil salesman pitch of jaw-dropping, wealth-generating yields. Let’s face it, for the average consumer, DeFi is still a...
Want to recapture the feelings that got us all so hyped on DeFi in 2020? It was no longer enough to just try to catch the next 100x coin. Our goal was to break open the black box of legacy finance. Our aim was to develop a process that was...
Let's talk about XRP. I know, I know, we’ve all heard this drumbeat for a long time. I want to cut through the noise and address something fundamental that's holding it back from truly blossoming in the decentralized finance (DeFi) space: its pre-mined model.No Mining: Community Left Out?Think about Bitcoin....
I've been watching the crypto space for years, and while there are legitimate innovations, there's also a worrying trend of repackaged risk marketed as easy money. XRP is going to take over the international payments system. Today it’s associated with “liquidity mining,” which produces all sorts of risk indicators and...
We’re now five years into the hype of decentralized finance. Remember the grand narrative? Financial freedom for all! A borderless, permissionless system that would democratize access to wealth, going around the Wall Street gatekeepers. Let's be honest: in 2025, that promise feels... hollow.Is DeFi Just for the Privileged?DeFi is revolutionary...
